Program Analysis
First-year earnings of $21,796 place St. Joseph's University-New York below the $33,473 national median for Human Development & Family Studies — worth weighing against tuition and cost of living.
The financial case is thin at 2.7x — decade earnings barely exceed the cost of attendance. The value proposition here is driven by factors beyond pure ROI.
Some AI exposure exists in Human Development & Family Studies's typical career paths, with 33% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a -1% gap from the optimistic case.
Median debt of $22,500 against $21,796/yr in first-year earnings means roughly 1.0 years of salary goes to loan repayment. That's a heavy but not crushing debt load.
Ranked #154 of 156 Human Development & Family Studies programs, St. Joseph's University-New York falls below the median. Stronger options exist, though cost and location may compensate.