Program Analysis
At $39,055 per year, Social Work graduates from Temple University earn slightly above the $36,554 national median. The premium is real but not dramatic.
At 5.9x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 24% task exposure — and the 4% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $26,000 debt-to-$39,055 income ratio translates to about 8 months of earnings. Standard loan terms should handle this comfortably.
At #194 out of 338 programs, Temple University's financial outcomes for Social Work trail the majority of peers. The value case depends on other factors.
The five-year earnings trajectory from $39,055 to $50,360 shows 29% growth, reflecting steady but unremarkable salary progression.