Finance and Financial Management Services at Tennessee Technological University

Cookeville, TN · Public · Bachelor's Degree
66 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
68
Optimistic
66
Base Case
68
Pessimistic
Earnings $41,176/yr (-26% vs median)
AI Risk Very High (55% exposed)
Job Market Very Large (622,100 openings/yr)
ROI 15.1x earnings multiple (7.5x out-of-state)
Ranked #333 of 431 Finance and Financial Management Services programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $623K $607K $551K
Earnings Multiple (In-State) 15.4x 15.1x 13.7x
Earnings Multiple (Out-of-State) 7.7x 7.5x 6.8x
Probability of Field Employment 69% 61% 44%
DegreeOutlook Score 68 66 68

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$40,336
Out-of-state: $80,464 (7.5x ROI)
4-Year Net Price (After Aid)
$56,828
-41% less than sticker · See by income
Median Debt at Graduation
$16,087
4.7 months of Year 1 earnings
Reported Earnings (5 Year)
$61,956
50% growth from Year 1

Program Analysis

First-year earnings of $41,176 place Tennessee Technological University below the $55,340 national median for Finance and Financial Management Services — worth weighing against tuition and cost of living.

The 15.1x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 55% task exposure — and the 12% scenario spread suggests disruption would dent but not destroy the earnings outlook.

With first-year pay of $41,176 far exceeding the $16,087 median debt, the payback timeline is measured in months, not years.

At #333 out of 431 programs, Tennessee Technological University's financial outcomes for Finance and Financial Management Services trail the majority of peers. The value case depends on other factors.

Earnings growth from $41,176 to $61,956 over five years (50% increase) indicates that graduates in this field see meaningful salary progression.

About Tennessee Technological University

Tennessee Technological University accepts 83% of applicants — an open-access institution by design, serving 8,495 students in Cookeville, TN.

See all programs and financial aid at Tennessee Technological University →

Top Career Paths

Chief executives $206,420/yr
Financial managers $161,700/yr
Financial risk specialists $106,000/yr
View all 20 career paths with salary ranges and AI risk →

Compare & Explore

Finance and Financial Management Services at Other Schools

Other Majors at Tennessee Technological University

Explore the Trade Alternative

Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

How does Tennessee Technological University's Finance and Financial Management Services program score?
A score of 66/100 reflects decent absolute metrics, but Tennessee Technological University trails the majority of Finance and Financial Management Services programs on relative rankings. Context matters more than the raw number.
How vulnerable is Finance and Financial Management Services to AI automation?
AI won't 'replace' Finance and Financial Management Services careers outright, but it is likely to reduce the number of job openings. We model 55% task exposure, which compresses field employment probability in our scenarios.
Why are Finance and Financial Management Services earnings lower at Tennessee Technological University?
Lower starting pay at Tennessee Technological University may reflect local labor market conditions rather than program quality. Many graduates see convergence with national averages within 3-5 years.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →