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Finance and Financial Management Services at Texas A & M University-Commerce

Commerce, TX · Public · Bachelor's Degree

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $52,898/yr (-4% vs median)

AI Risk Very High (55% exposed)

Job Market Very Large (622,100 openings/yr)

ROI 14.0x earnings multiple (6.2x out-of-state)

Ranked #321 of 431 Finance and Financial Management Services programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$572K	$562K	$518K
Earnings Multiple (In-State)	14.3x	14.0x	12.9x
Earnings Multiple (Out-of-State)	6.3x	6.2x	5.7x
Probability of Field Employment	69%	61%	44%
DegreeOutlook Score	68	67	64

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$40,104

Out-of-state: $90,504 (6.2x ROI)

4-Year Net Price (After Aid)

$45,072

-12% less than sticker · See by income

Median Debt at Graduation

$25,000

5.7 months of Year 1 earnings

Reported Earnings (4 Year)

$56,751

7% growth from Year 1

Program Analysis

First-year earnings of $52,898 track close to the $55,340 national median for Finance and Financial Management Services programs. This is a middle-of-the-road outcome on salary alone.

The 14.0x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 55% task exposure — and the 9% scenario spread suggests disruption would dent but not destroy the earnings outlook.

At $25,000 in median debt against $52,898 in first-year earnings, graduates can expect to clear their loan balance in under six months of full earnings.

At #321 out of 431 programs, Texas A & M University-Commerce's financial outcomes for Finance and Financial Management Services trail the majority of peers. The value case depends on other factors.

About Texas A & M University-Commerce

Texas A & M University-Commerce has a 93% acceptance rate, making it broadly accessible, with a mid-sized student body of 8,249 in Commerce, TX. Pell Grant recipients make up 40% of the student body — a marker of economic diversity.

See all programs and financial aid at Texas A & M University-Commerce →

Top Career Paths

Chief executives $206,420/yr

Financial managers $161,700/yr

Financial risk specialists $106,000/yr

View all 20 career paths with salary ranges and AI risk →

Compare & Explore

Finance and Financial Management Services at Other Schools

Other Majors at Texas A & M University-Commerce

Is a Trade Program a Better Fit?

For students who prefer applied learning, trade programs can deliver strong earnings with significantly less debt and shorter time to employment.

Frequently Asked Questions

How does Texas A & M University-Commerce's Finance and Financial Management Services program score?

A score of 67/100 reflects decent absolute metrics, but Texas A & M University-Commerce trails the majority of Finance and Financial Management Services programs on relative rankings. Context matters more than the raw number.

How vulnerable is Finance and Financial Management Services to AI automation?

AI won't 'replace' Finance and Financial Management Services careers outright, but it is likely to reduce the number of job openings. We model 55% task exposure, which compresses field employment probability in our scenarios.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →