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Psychology at Texas A&M University-Central Texas

Killeen, TX · Public · Bachelor's Degree · Psychology, General
46 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
46
Optimistic
46
Base Case
44
Pessimistic
Earnings $34,531/yr (9% vs median)
AI Risk High (49% exposed)
Job Market Very Large (125,000 openings/yr)
ROI 18.5x earnings multiple (7.5x out-of-state)
Ranked #75 of 926 Psychology, General programs Top 10%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Psychology graduates.

Optimistic
No Disruption		 Base Case
Gradual AI		 Pessimistic
Aggressive AI
10-Year Earnings $489K $490K $461K
Earnings Multiple (In-State) 18.5x 18.5x 17.4x
Earnings Multiple (Out-of-State) 7.5x 7.5x 7.0x
Probability of Field Employment 51% 47% 34%
DegreeOutlook Score 46 46 44

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$26,508
Out-of-state: $65,676 (7.5x ROI)
4-Year Net Price (After Aid)
$4,452
83% less than sticker · See by income
Median Debt at Graduation
$20,110
7.0 months of Year 1 earnings
Reported Earnings (5 Year)
$45,937
33% growth from Year 1

Program Analysis

Graduates earn $34,531/yr, edging above the $31,705 national average for Psychology — a modest premium that suggests solid regional demand.

With a 18.5x return on in-state tuition over ten years, the financial case for this program is compelling by virtually any measure.

The 6% difference between AI scenarios reflects partial automation exposure. Some Psychology career paths face displacement, but others in the field are more insulated.

At $20,110 against $34,531/yr in earnings, the debt burden is moderate. Most graduates should manage repayment without extended financial strain.

At #75 of 926 programs, this Psychology program outperforms the majority of its peers. The top 10% ranking reflects consistently above-average outcomes.

A 33% earnings increase from $34,531 to $45,937 over five years is solid — not a moonshot, but evidence of normal career advancement.

About Texas A&M University-Central Texas

Texas A&M University-Central Texas has a 100% acceptance rate, making it broadly accessible, with a smaller student body of 1,698 in Killeen, TX. Pell Grant recipients make up 48% of the student body — a marker of economic diversity. After financial aid, the average student pays $4,452 over four years — 83% below sticker price.

See all programs and financial aid at Texas A&M University-Central Texas →

Top Career Paths

Managers, all other $136,550/yr
Psychologists, all other $117,580/yr
Industrial-organizational psychologists $109,840/yr
View all 6 career paths with salary ranges and AI risk →

Compare & Explore

Compare this program → View all 926 schools offering Psychology →

Psychology at Other Schools

Bentley University ($62,218) Georgetown University ($51,959) Bucknell University ($51,645) Gettysburg College ($50,040) Trinity College ($48,406) CUNY Graduate School and University Center ($48,299) The University of Texas Permian Basin ($46,009) Charter Oak State College ($45,428)

Other Majors at Texas A&M University-Central Texas

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing ($88,036) Accounting and Related Services ($54,813) Criminal Justice and Corrections ($45,976) Computer and Information Sciences, General ($45,536) Business Administration, Management and Operations ($45,400) Human Resources Management and Services ($41,378) Liberal Arts and Sciences, General Studies and Humanities ($38,253) Social Work ($35,345)

Is a Trade Program a Better Fit?

Compare Psychology trade programs on TradeSchoolWorth →

For students who prefer applied learning, trade programs can deliver strong earnings with significantly less debt and shorter time to employment.

Frequently Asked Questions

What does a 46/100 DegreeOutlook Score mean for Psychology at Texas A&M University-Central Texas?
At 46/100, the financial outlook is modest. Higher-scoring Psychology programs exist, though non-financial factors may justify this choice.
Should I worry about AI if I study Psychology at Texas A&M University-Central Texas?
The 49% AI task exposure score is above average. Our model shows this affecting job availability more than salaries — graduates may face stiffer competition for fewer positions.
What do students actually pay for Psychology at Texas A&M University-Central Texas?
The 83% gap between sticker price and net cost means most students pay far less than $26,508. At a net cost of $4,452, the earnings multiple improves substantially.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →