Psychology at The University of Tennessee-Chattanooga

Chattanooga, TN · Public · Bachelor's Degree · Psychology, General
36 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
36
Optimistic
36
Base Case
35
Pessimistic
Earnings $30,984/yr (-2% vs median)
AI Risk High (49% exposed)
Job Market Very Large (125,000 openings/yr)
ROI 11.9x earnings multiple (6.6x out-of-state)
Ranked #423 of 926 Psychology, General programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Psychology graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $482K $483K $456K
Earnings Multiple (In-State) 11.9x 11.9x 11.2x
Earnings Multiple (Out-of-State) 6.6x 6.6x 6.3x
Probability of Field Employment 51% 47% 34%
DegreeOutlook Score 36 36 35

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$40,576
Out-of-state: $72,832 (6.6x ROI)
4-Year Net Price (After Aid)
$51,268
-26% less than sticker · See by income
Median Debt at Graduation
$18,968
7.3 months of Year 1 earnings
Reported Earnings (5 Year)
$43,791
41% growth from Year 1

Program Analysis

At $30,984/yr, Psychology graduates from The University of Tennessee-Chattanooga land near the $31,705 national average — neither a standout nor a red flag.

The 11.9x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 49% task exposure — and the 5% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The $18,968 debt-to-$30,984 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.

Ranked #423 out of 926 programs, The University of Tennessee-Chattanooga's Psychology offering sits in the upper half but doesn't break into the top tier.

The five-year earnings trajectory from $30,984 to $43,791 shows 41% growth, reflecting steady but unremarkable salary progression.

About The University of Tennessee-Chattanooga

With 77% of applicants admitted, The University of Tennessee-Chattanooga prioritizes broad access, enrolling 9,878 students in Chattanooga, TN.

See all programs and financial aid at The University of Tennessee-Chattanooga →

Top Career Paths

Managers, all other $136,550/yr
Psychologists, all other $117,580/yr
Industrial-organizational psychologists $109,840/yr
View all 6 career paths with salary ranges and AI risk →

Compare & Explore

Psychology at Other Schools

Other Majors at The University of Tennessee-Chattanooga

Consider the Trade Route?

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

How does The University of Tennessee-Chattanooga's Psychology program score?
This program scores 36/100 — on the lower end for Psychology. Prospective students should carefully weigh costs against likely earnings.
How vulnerable is Psychology to AI automation?
AI won't 'replace' Psychology careers outright, but it is likely to reduce the number of job openings. We model 49% task exposure, which compresses field employment probability in our scenarios.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →