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Finance and Financial Management Services at The University of Tennessee-Martin

Martin, TN · Public · Bachelor's Degree

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $45,325/yr (-18% vs median)

AI Risk Very High (55% exposed)

Job Market Very Large (622,100 openings/yr)

ROI 13.9x earnings multiple (8.7x out-of-state)

Ranked #309 of 431 Finance and Financial Management Services programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$577K	$567K	$522K
Earnings Multiple (In-State)	14.1x	13.9x	12.8x
Earnings Multiple (Out-of-State)	8.9x	8.7x	8.0x
Probability of Field Employment	69%	61%	44%
DegreeOutlook Score	70	68	67

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$40,832

Out-of-state: $64,992 (8.7x ROI)

4-Year Net Price (After Aid)

$41,196

-1% less than sticker · See by income

Median Debt at Graduation

$20,251

5.4 months of Year 1 earnings

Reported Earnings (5 Year)

$58,503

29% growth from Year 1

Program Analysis

Starting salaries of $45,325/yr fall 18% below the $55,340 national median for Finance and Financial Management Services. The financial case depends heavily on whether tuition compensates.

Every dollar of in-state tuition returns an estimated 13.9x in decade earnings — an exceptional ratio that places this among the highest-ROI Finance and Financial Management Services programs nationally.

Some AI exposure exists in Finance and Financial Management Services's typical career paths, with 55% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 10% gap from the optimistic case.

At $20,251 in median debt against $45,325 in first-year earnings, graduates can expect to clear their loan balance in under six months of full earnings.

Ranked #309 of 431 Finance and Financial Management Services programs, The University of Tennessee-Martin falls below the median. Stronger options exist, though cost and location may compensate.

Earnings grow from $45,325 to $58,503 over five years — a 29% increase that's moderate and in line with typical career progression.

About The University of Tennessee-Martin

The University of Tennessee-Martin has a 87% acceptance rate, making it broadly accessible, with a smaller student body of 4,600 in Martin, TN.

See all programs and financial aid at The University of Tennessee-Martin →

Top Career Paths

Chief executives $206,420/yr

Financial managers $161,700/yr

Financial risk specialists $106,000/yr

View all 20 career paths with salary ranges and AI risk →

Compare & Explore

Finance and Financial Management Services at Other Schools

Other Majors at The University of Tennessee-Martin

Consider the Trade Route?

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

What is the DegreeOutlook Score for Finance and Financial Management Services at The University of Tennessee-Martin?

This program scores 68/100 — a respectable number in isolation, but it ranks in the bottom half of Finance and Financial Management Services programs nationally. The field is competitive, and stronger options exist.

Will AI replace Finance and Financial Management Services careers?

With 55% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $521,726 in decade earnings vs $577,067 in the optimistic case — a meaningful gap.

Can you still earn well with Finance and Financial Management Services from The University of Tennessee-Martin?

First-year earnings trail the national median, but starting salary isn't the full picture. Regional cost of living, career trajectory, and tuition cost all factor in. Check the five-year earnings data when available.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →