Program Analysis
The University of Tennessee-Martin's Social Work program produces graduates earning $34,240/yr — within striking distance of the $36,554 national average for this field.
The 11.9x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 24% task exposure — and the 4% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $23,804 debt-to-$34,240 income ratio translates to about 8 months of earnings. Standard loan terms should handle this comfortably.
At #226 out of 338 programs, The University of Tennessee-Martin's financial outcomes for Social Work trail the majority of peers. The value case depends on other factors.
The five-year earnings trajectory from $34,240 to $45,566 shows 33% growth, reflecting steady but unremarkable salary progression.