Program Analysis
Starting salaries of $21,319/yr fall 37% below the $33,816 national median for Clinical, Counseling and Applied Psychology. The financial case depends heavily on whether tuition compensates.
An earnings multiple of 5.0x means ten-year projected earnings exceed tuition, but not by a dramatic margin. Returns are positive but modest.
Some AI exposure exists in Clinical, Counseling and Applied Psychology's typical career paths, with 42% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 4% gap from the optimistic case.
Median debt of $23,250 against $21,319/yr in first-year earnings means roughly 1.1 years of salary goes to loan repayment. That's a heavy but not crushing debt load.
Ranked #59 of 59 Clinical, Counseling and Applied Psychology programs, Toccoa Falls College falls below the median. Stronger options exist, though cost and location may compensate.
Five-year earnings of $36,887 show a 73% jump from the $21,319 starting point — strong upward trajectory suggesting real career acceleration.