Program Analysis
Touro University's Human Services, General graduates start at $41,021/yr — above the $37,292 national average, though not by a wide margin.
At 5.4x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 26% task exposure — and the 3% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $28,834 debt-to-$41,021 income ratio translates to about 8 months of earnings. Standard loan terms should handle this comfortably.
Ranked #32 out of 84 programs, Touro University's Human Services, General offering sits in the upper half but doesn't break into the top tier.
Earnings growth is modest: $41,021 to $45,562 over five years (11% gain). This field may have a lower salary ceiling than high-growth professions.