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Ethnic & Cultural Minority at Towson University

Towson, MD · Public · Bachelor's Degree · Ethnic, Cultural Minority, Gender, and Group Studies

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $32,740/yr (2% vs median)

AI Risk Very High (69% exposed)

Job Market Small (8,000 openings/yr)

ROI 12.8x earnings multiple (5.1x out-of-state)

Ranked #11 of 92 Ethnic & Cultural Minority programs Top 25%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Ethnic & Cultural Minority graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$594K	$577K	$513K
Earnings Multiple (In-State)	13.1x	12.8x	11.3x
Earnings Multiple (Out-of-State)	5.2x	5.1x	4.5x
Probability of Field Employment	49%	41%	26%
DegreeOutlook Score	37	37	29

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$45,224

Out-of-state: $113,304 (5.1x ROI)

4-Year Net Price (After Aid)

$67,164

-49% less than sticker · See by income

Median Debt at Graduation

$18,618

6.8 months of Year 1 earnings

Reported Earnings (5 Year)

$59,315

81% growth from Year 1

Program Analysis

At $32,740/yr, Ethnic & Cultural Minority graduates from Towson University land near the $32,228 national average — neither a standout nor a red flag.

With a 12.8x return on in-state tuition over ten years, the financial case for this program is compelling by virtually any measure.

The 14% difference between AI scenarios reflects partial automation exposure. Some Ethnic & Cultural Minority career paths face displacement, but others in the field are more insulated.

At $18,618 against $32,740/yr in earnings, the debt burden is moderate. Most graduates should manage repayment without extended financial strain.

Towson University ranks #11 among 92 Ethnic & Cultural Minority programs, placing it in the top 5% nationally by our financial outcomes measure.

The $32,740-to-$59,315 earnings arc over five years reflects a 81% gain — well above average career growth for recent graduates.

About Towson University

With 83% of applicants admitted, Towson University prioritizes broad access, with a mid-sized student body of 16,400 in Towson, MD.

See all programs and financial aid at Towson University →

Top Career Paths

Area, ethnic, and cultural studies teachers, postsecondary $84,290/yr

Interpreters and translators $59,440/yr

View all 2 career paths with salary ranges and AI risk →

Compare & Explore

Ethnic & Cultural Minority at Other Schools

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Explore the Trade Alternative

Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

What does a 37/100 DegreeOutlook Score mean for Ethnic & Cultural Minority at Towson University?

At 37/100, the financial outlook is modest. Higher-scoring Ethnic & Cultural Minority programs exist, though non-financial factors may justify this choice.

Should I worry about AI if I study Ethnic & Cultural Minority at Towson University?

The 69% AI task exposure score is above average. Our model shows this affecting job availability more than salaries — graduates may face stiffer competition for fewer positions.

Is Towson University one of the best schools for Ethnic & Cultural Minority?

Among 92 Ethnic & Cultural Minority programs, Towson University's #11 position reflects consistently above-average results across earnings, ROI, and employment probability.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →