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Psychology at University at Albany

Albany, NY · Public · Bachelor's Degree · Psychology, General

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $30,456/yr (-4% vs median)

AI Risk High (49% exposed)

Job Market Very Large (125,000 openings/yr)

ROI 13.6x earnings multiple (4.9x out-of-state)

Ranked #180 of 926 Psychology, General programs Top 25%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Psychology graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$574K	$567K	$517K
Earnings Multiple (In-State)	13.8x	13.6x	12.4x
Earnings Multiple (Out-of-State)	4.9x	4.9x	4.5x
Probability of Field Employment	51%	47%	34%
DegreeOutlook Score	43	42	42

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$41,632

Out-of-state: $115,992 (4.9x ROI)

4-Year Net Price (After Aid)

$73,944

-78% less than sticker · See by income

Median Debt at Graduation

$19,789

7.8 months of Year 1 earnings

Reported Earnings (5 Year)

$55,168

81% growth from Year 1

Program Analysis

At $30,456/yr, Psychology graduates from University at Albany land near the $31,705 national average — neither a standout nor a red flag.

Every dollar of in-state tuition returns an estimated 13.6x in decade earnings — an exceptional ratio that places this among the highest-ROI Psychology programs nationally.

Some AI exposure exists in Psychology's typical career paths, with 49% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 10% gap from the optimistic case.

Median debt of $19,789 represents roughly 8 months of the $30,456 starting salary — a manageable burden by most borrower standards.

At #180 of 926 nationally, this is a top-5% Psychology program. Financial outcomes consistently outperform the vast majority of peers.

Five-year earnings of $55,168 show a 81% jump from the $30,456 starting point — strong upward trajectory suggesting real career acceleration.

About University at Albany

University at Albany accepts 70% of applicants, balancing access with selectivity, serving 12,100 students in Albany, NY. With 42% of students on Pell Grants, the campus draws from a broad economic spectrum.

See all programs and financial aid at University at Albany →

Top Career Paths

Managers, all other $136,550/yr

Psychologists, all other $117,580/yr

Industrial-organizational psychologists $109,840/yr

View all 6 career paths with salary ranges and AI risk →

Compare & Explore

Psychology at Other Schools

Other Majors at University at Albany

Consider the Trade Route?

Trade programs often mean less time in school, lower student debt, and hands-on career paths that tend to be more resilient to AI disruption.

Frequently Asked Questions

What is the DegreeOutlook Score for Psychology at University at Albany?

A score of 42/100 indicates below-average financial outcomes for Psychology. Earnings, ROI, or AI risk factors are pulling the score down.

Will AI replace Psychology careers?

With 49% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $516,656 in decade earnings vs $573,520 in the optimistic case — a meaningful gap.

What makes University at Albany's Psychology program stand out?

Ranked #180 of 926 programs nationally, University at Albany lands in the top 25%. The ranking reflects a combination of graduate earnings, return on investment, and job market alignment.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →