Program Analysis
First-year earnings of $39,138 place University of California-Merced below the $62,640 national median for Applied Mathematics — worth weighing against tuition and cost of living.
The 14.4x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 61% task exposure — and the 21% scenario spread suggests disruption would dent but not destroy the earnings outlook.
With first-year pay of $39,138 far exceeding the $15,500 median debt, the payback timeline is measured in months, not years.
At #31 out of 44 programs, University of California-Merced's financial outcomes for Applied Mathematics trail the majority of peers. The value case depends on other factors.
Earnings growth from $39,138 to $79,461 over five years (103% increase) indicates that graduates in this field see meaningful salary progression.