Program Analysis
University of Central Missouri's Human Development & Family Studies program produces graduates earning $32,574/yr — within striking distance of the $33,473 national average for this field.
The 11.0x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 33% task exposure — and the 2% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $23,502 debt-to-$32,574 income ratio translates to about 9 months of earnings. Standard loan terms should handle this comfortably.
At #114 out of 156 programs, University of Central Missouri's financial outcomes for Human Development & Family Studies trail the majority of peers. The value case depends on other factors.
Earnings growth is modest: $32,574 to $35,603 over five years (9% gain). This field may have a lower salary ceiling than high-growth professions.