Insurance at University of Georgia

Athens, GA · Public · Bachelor's Degree
72 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
73
Optimistic
72
Base Case
70
Pessimistic
Earnings $64,131/yr (12% vs median)
AI Risk Very High (52% exposed)
Job Market Large (94,900 openings/yr)
ROI 17.3x earnings multiple (6.4x out-of-state)
Ranked #4 of 20 Insurance programs Top 25%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Insurance graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $810K $775K $681K
Earnings Multiple (In-State) 18.1x 17.3x 15.2x
Earnings Multiple (Out-of-State) 6.7x 6.4x 5.6x
Probability of Field Employment 68% 61% 46%
DegreeOutlook Score 73 72 70

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$44,720
Out-of-state: $120,880 (6.4x ROI)
4-Year Net Price (After Aid)
$55,264
-24% less than sticker · See by income
Median Debt at Graduation
$17,642
3.3 months of Year 1 earnings
Reported Earnings (5 Year)
$89,304
39% growth from Year 1

Program Analysis

Graduates earn $64,131/yr, edging above the $57,397 national average for Insurance — a modest premium that suggests solid regional demand.

Every dollar of in-state tuition returns an estimated 17.3x in decade earnings — an exceptional ratio that places this among the highest-ROI Insurance programs nationally.

Some AI exposure exists in Insurance's typical career paths, with 52% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 16% gap from the optimistic case.

At $17,642 in median debt against $64,131 in first-year earnings, graduates can expect to clear their loan balance in under six months of full earnings.

At #4 of 20 nationally, this is a top-5% Insurance program. Financial outcomes consistently outperform the vast majority of peers.

Earnings grow from $64,131 to $89,304 over five years — a 39% increase that's moderate and in line with typical career progression.

About University of Georgia

University of Georgia admits 37% of applicants, placing it among selective institutions, serving a student body of 31,310 in Athens, GA.

See all programs and financial aid at University of Georgia →

Top Career Paths

Compensation and benefits managers $140,360/yr
Business teachers, postsecondary $97,270/yr
Insurance underwriters $79,880/yr
View all 7 career paths with salary ranges and AI risk →

Compare & Explore

Insurance at Other Schools

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For students who prefer applied learning, trade programs can deliver strong earnings with significantly less debt and shorter time to employment.

Frequently Asked Questions

What is the DegreeOutlook Score for Insurance at University of Georgia?
This program scores 72/100 — placing it among the stronger programs for Insurance nationally. The score reflects above-average earnings, manageable AI risk, and solid financial return.
Will AI replace Insurance careers?
With 52% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $680,580 in decade earnings vs $809,745 in the optimistic case — a meaningful gap.
What makes University of Georgia's Insurance program stand out?
Ranked #4 of 20 programs nationally, University of Georgia lands in the top 25%. The ranking reflects a combination of graduate earnings, return on investment, and job market alignment.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →