Program Analysis
Starting salaries of $27,080/yr fall 26% below the $36,554 national median for Social Work. The financial case depends heavily on whether tuition compensates.
The 13.6x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 24% task exposure — and the 7% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $18,625 debt-to-$27,080 income ratio translates to about 8 months of earnings. Standard loan terms should handle this comfortably.
At #204 out of 338 programs, University of Hawaii at Manoa's financial outcomes for Social Work trail the majority of peers. The value case depends on other factors.
Earnings growth from $27,080 to $57,946 over five years (114% increase) indicates that graduates in this field see meaningful salary progression.