Finance and Financial Management Services at University of Houston-Downtown

Houston, TX · Public · Bachelor's Degree
78 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
80
Optimistic
78
Base Case
77
Pessimistic
Earnings $47,108/yr (-15% vs median)
AI Risk Very High (55% exposed)
Job Market Very Large (622,100 openings/yr)
ROI 23.6x earnings multiple (10.2x out-of-state)
Ranked #124 of 431 Finance and Financial Management Services programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $760K $727K $639K
Earnings Multiple (In-State) 24.7x 23.6x 20.7x
Earnings Multiple (Out-of-State) 10.7x 10.2x 9.0x
Probability of Field Employment 69% 61% 44%
DegreeOutlook Score 80 78 77

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$30,832
Out-of-state: $71,152 (10.2x ROI)
4-Year Net Price (After Aid)
$58,492
-90% less than sticker · See by income
Median Debt at Graduation
$19,545
5.0 months of Year 1 earnings
Reported Earnings (5 Year)
$77,451
64% growth from Year 1

Program Analysis

At $47,108/yr, Finance and Financial Management Services graduates from University of Houston-Downtown land near the $55,340 national average — neither a standout nor a red flag.

With a 23.6x return on in-state tuition over ten years, the financial case for this program is compelling by virtually any measure.

The 16% difference between AI scenarios reflects partial automation exposure. Some Finance and Financial Management Services career paths face displacement, but others in the field are more insulated.

The median debt load of $19,545 represents less than half a year of starting salary — among the lightest debt-to-income ratios we track.

A #124 ranking among 431 Finance and Financial Management Services programs places University of Houston-Downtown in the middle-to-upper range. Solid, not exceptional.

The $47,108-to-$77,451 earnings arc over five years reflects a 64% gain — well above average career growth for recent graduates.

About University of Houston-Downtown

With 91% of applicants admitted, University of Houston-Downtown prioritizes broad access, serving 12,812 students in Houston, TX. With 52% of students on Pell Grants, the campus draws from a broad economic spectrum.

See all programs and financial aid at University of Houston-Downtown →

Top Career Paths

Chief executives $206,420/yr
Financial managers $161,700/yr
Financial risk specialists $106,000/yr
View all 20 career paths with salary ranges and AI risk →

Compare & Explore

Finance and Financial Management Services at Other Schools

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Explore the Trade Alternative

Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

What does a 78/100 DegreeOutlook Score mean for Finance and Financial Management Services at University of Houston-Downtown?
At 78/100, this is a high-performing program. The DegreeOutlook Score combines earnings, AI resilience, and ROI — and this program delivers on all three.
Should I worry about AI if I study Finance and Financial Management Services at University of Houston-Downtown?
The 55% AI task exposure score is above average. Our model shows this affecting job availability more than salaries — graduates may face stiffer competition for fewer positions.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →