Program Analysis
First-year earnings of $29,990 track close to the $32,228 national median for Ethnic & Cultural Minority programs. This is a middle-of-the-road outcome on salary alone.
At 8.4x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 69% task exposure — and the -0% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $27,750 debt-to-$29,990 income ratio translates to about 11 months of earnings. Standard loan terms should handle this comfortably.
At #70 out of 92 programs, University of Louisville's financial outcomes for Ethnic & Cultural Minority trail the majority of peers. The value case depends on other factors.