Program Analysis
Starting salaries of $20,125/yr fall 28% below the $28,116 national median for Music. The financial case depends heavily on whether tuition compensates.
The 10.1x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 47% task exposure — and the 8% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $13,747 debt-to-$20,125 income ratio translates to about 8 months of earnings. Standard loan terms should handle this comfortably.
At #151 out of 240 programs, University of Louisville's financial outcomes for Music trail the majority of peers. The value case depends on other factors.
Earnings growth from $20,125 to $44,130 over five years (119% increase) indicates that graduates in this field see meaningful salary progression.