Mathematics at University of Massachusetts-Lowell

Lowell, MA · Public · Bachelor's Degree
61 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
62
Optimistic
61
Base Case
56
Pessimistic
Earnings $49,571/yr (-2% vs median)
AI Risk Very High (65% exposed)
Job Market Very Large (104,900 openings/yr)
ROI 10.4x earnings multiple (4.9x out-of-state)
Ranked #88 of 253 Mathematics programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Mathematics graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $718K $692K $590K
Earnings Multiple (In-State) 10.8x 10.4x 8.9x
Earnings Multiple (Out-of-State) 5.1x 4.9x 4.2x
Probability of Field Employment 73% 65% 40%
DegreeOutlook Score 62 61 56

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$66,280
Out-of-state: $141,584 (4.9x ROI)
4-Year Net Price (After Aid)
$74,508
-12% less than sticker · See by income
Median Debt at Graduation
$23,735
5.7 months of Year 1 earnings
Reported Earnings (5 Year)
$73,307
48% growth from Year 1

Program Analysis

First-year earnings of $49,571 track close to the $50,797 national median for Mathematics programs. This is a middle-of-the-road outcome on salary alone.

The 10.4x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 65% task exposure — and the 18% scenario spread suggests disruption would dent but not destroy the earnings outlook.

At $23,735 in median debt against $49,571 in first-year earnings, graduates can expect to clear their loan balance in under six months of full earnings.

Ranked #88 out of 253 programs, University of Massachusetts-Lowell's Mathematics offering sits in the upper half but doesn't break into the top tier.

The five-year earnings trajectory from $49,571 to $73,307 shows 48% growth, reflecting steady but unremarkable salary progression.

About University of Massachusetts-Lowell

University of Massachusetts-Lowell has a 85% acceptance rate, making it broadly accessible, enrolling 11,632 students in Lowell, MA.

See all programs and financial aid at University of Massachusetts-Lowell →

Top Career Paths

Natural sciences managers $161,180/yr
Mathematicians $121,680/yr
Data scientists $112,590/yr
View all 7 career paths with salary ranges and AI risk →

Compare & Explore

Mathematics at Other Schools

Other Majors at University of Massachusetts-Lowell

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Frequently Asked Questions

How does University of Massachusetts-Lowell's Mathematics program score?
This program scores 61/100, reflecting respectable but not exceptional financial outcomes for Mathematics graduates.
How vulnerable is Mathematics to AI automation?
AI won't 'replace' Mathematics careers outright, but it is likely to reduce the number of job openings. We model 65% task exposure, which compresses field employment probability in our scenarios.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →