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Psychology, General at University of Massachusetts-Lowell

Lowell, MA · Public · Bachelor's Degree

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $40,054/yr (26% vs median)

AI Risk High (49% exposed)

Job Market Very Large (125,000 openings/yr)

ROI 7.8x earnings multiple (3.7x out-of-state)

Ranked #82 of 926 Psychology, General programs Top 10%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Psychology, General graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$522K	$520K	$483K
Earnings Multiple (In-State)	7.9x	7.8x	7.3x
Earnings Multiple (Out-of-State)	3.7x	3.7x	3.4x
Probability of Field Employment	51%	47%	34%
DegreeOutlook Score	45	45	41

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$66,280

Out-of-state: $141,584 (3.7x ROI)

4-Year Net Price (After Aid)

$74,508

-12% less than sticker · See by income

Median Debt at Graduation

$23,250

7.0 months of Year 1 earnings

Reported Earnings (5 Year)

$52,247

30% growth from Year 1

Program Analysis

First-year earnings of $40,054 put University of Massachusetts-Lowell's Psychology, General program 26% above the national median of $31,705 — one of the higher-earning programs in this field.

The earnings-to-cost ratio of 7.8x signals a solid financial return — projected decade earnings comfortably exceed the tuition investment.

Some AI exposure exists in Psychology, General's typical career paths, with 49% of job tasks potentially affected. The pessimistic scenario still projects solid returns, with a 8% gap from the optimistic case.

Median debt of $23,250 represents roughly 7 months of the $40,054 starting salary — a manageable burden by most borrower standards.

Ranked #82 of 926 programs, University of Massachusetts-Lowell's Psychology, General program falls in the top 10%, outperforming most peers on financial outcomes.

Earnings grow from $40,054 to $52,247 over five years — a 30% increase that's moderate and in line with typical career progression.

About University of Massachusetts-Lowell

University of Massachusetts-Lowell accepts 85% of applicants — an open-access institution by design, enrolling 11,632 students in Lowell, MA.

See all programs and financial aid at University of Massachusetts-Lowell →

Top Career Paths

Managers, all other $136,550/yr

Psychologists, all other $117,580/yr

Industrial-organizational psychologists $109,840/yr

View all 6 career paths with salary ranges and AI risk →

Compare & Explore

Psychology, General at Other Schools

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Frequently Asked Questions

What is the DegreeOutlook Score for Psychology, General at University of Massachusetts-Lowell?

A score of 45/100 indicates below-average financial outcomes for Psychology, General. Earnings, ROI, or AI risk factors are pulling the score down.

Will AI replace Psychology, General careers?

With 49% of typical job tasks exposed to AI, this is one of the higher-risk fields. Our pessimistic scenario projects $482,625 in decade earnings vs $522,200 in the optimistic case — a meaningful gap.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →