Finance and Financial Management Services at University of Memphis

Memphis, TN · Public · Bachelor's Degree
70 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
71
Optimistic
70
Base Case
69
Pessimistic
Earnings $44,395/yr (-20% vs median)
AI Risk Very High (55% exposed)
Job Market Very Large (622,100 openings/yr)
ROI 14.7x earnings multiple (10.3x out-of-state)
Ranked #275 of 431 Finance and Financial Management Services programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $626K $610K $553K
Earnings Multiple (In-State) 15.1x 14.7x 13.4x
Earnings Multiple (Out-of-State) 10.6x 10.3x 9.4x
Probability of Field Employment 69% 61% 44%
DegreeOutlook Score 71 70 69

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$41,376
Out-of-state: $59,136 (10.3x ROI)
4-Year Net Price (After Aid)
$53,012
-28% less than sticker · See by income
Median Debt at Graduation
$23,550
6.4 months of Year 1 earnings
Reported Earnings (5 Year)
$63,377
43% growth from Year 1

Program Analysis

Starting salaries of $44,395/yr fall 20% below the $55,340 national median for Finance and Financial Management Services. The financial case depends heavily on whether tuition compensates.

With a 14.7x return on in-state tuition over ten years, the financial case for this program is compelling by virtually any measure.

The 12% difference between AI scenarios reflects partial automation exposure. Some Finance and Financial Management Services career paths face displacement, but others in the field are more insulated.

At $23,550 against $44,395/yr in earnings, the debt burden is moderate. Most graduates should manage repayment without extended financial strain.

A #275 ranking among 431 Finance and Financial Management Services programs places University of Memphis in the lower half. Price, proximity, and personal fit become the stronger arguments.

A 43% earnings increase from $44,395 to $63,377 over five years is solid — not a moonshot, but evidence of normal career advancement.

About University of Memphis

University of Memphis has a 93% acceptance rate, making it broadly accessible, enrolling 13,645 students in Memphis, TN.

See all programs and financial aid at University of Memphis →

Top Career Paths

Chief executives $206,420/yr
Financial managers $161,700/yr
Financial risk specialists $106,000/yr
View all 20 career paths with salary ranges and AI risk →

Compare & Explore

Finance and Financial Management Services at Other Schools

Other Majors at University of Memphis

Explore the Trade Alternative

Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

What does a 70/100 DegreeOutlook Score mean for Finance and Financial Management Services at University of Memphis?
At 70/100, the score looks reasonable — but Finance and Financial Management Services is a high-scoring field overall. Compared to peers, this program's earnings and ROI fall below the median.
Should I worry about AI if I study Finance and Financial Management Services at University of Memphis?
The 55% AI task exposure score is above average. Our model shows this affecting job availability more than salaries — graduates may face stiffer competition for fewer positions.
Is University of Memphis a good choice for Finance and Financial Management Services despite lower starting pay?
Starting salary is one data point. If University of Memphis's tuition is significantly below average, the ROI calculation can still work — lower earnings paired with lower costs can be a reasonable trade.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →