Program Analysis
First-year earnings of $32,429 track close to the $31,057 national median for Health and Physical Education/Fitness programs. This is a middle-of-the-road outcome on salary alone.
At 8.4x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 25% task exposure — and the 5% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $23,231 debt-to-$32,429 income ratio translates to about 9 months of earnings. Standard loan terms should handle this comfortably.
At #276 out of 529 programs, University of Minnesota-Crookston's financial outcomes for Health and Physical Education/Fitness trail the majority of peers. The value case depends on other factors.