Program Analysis
At $38,543 per year, Psychology, General graduates from University of Minnesota-Duluth earn slightly above the $31,705 national median. The premium is real but not dramatic.
At 9.2x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 49% task exposure — and the 8% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $22,250 debt-to-$38,543 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
A #85 ranking out of 926 Psychology, General programs nationally puts University of Minnesota-Duluth in the top 10% — a strong but not elite position.
The five-year earnings trajectory from $38,543 to $52,733 shows 37% growth, reflecting steady but unremarkable salary progression.