Program Analysis
First-year earnings of $31,174 track close to the $34,637 national median for Romance Languages programs. This is a middle-of-the-road outcome on salary alone.
At 9.2x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 58% task exposure — and the 9% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $23,394 debt-to-$31,174 income ratio translates to about 9 months of earnings. Standard loan terms should handle this comfortably.
At #130 out of 198 programs, University of Minnesota-Duluth's financial outcomes for Romance Languages trail the majority of peers. The value case depends on other factors.
Earnings growth from $31,174 to $51,082 over five years (64% increase) indicates that graduates in this field see meaningful salary progression.