Program Analysis
First-year earnings of $31,027 track close to the $35,198 national median for Research and Experimental Psychology programs. This is a middle-of-the-road outcome on salary alone.
At 8.2x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 44% task exposure — and the 8% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $19,428 debt-to-$31,027 income ratio translates to about 8 months of earnings. Standard loan terms should handle this comfortably.
At #57 out of 84 programs, University of Minnesota-Twin Cities's financial outcomes for Research and Experimental Psychology trail the majority of peers. The value case depends on other factors.
Earnings growth from $31,027 to $51,801 over five years (67% increase) indicates that graduates in this field see meaningful salary progression.