Program Analysis
First-year earnings of $30,250 track close to the $31,057 national median for Health and Physical Education/Fitness programs. This is a middle-of-the-road outcome on salary alone.
At 9.0x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 25% task exposure — and the 6% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $25,000 debt-to-$30,250 income ratio translates to about 10 months of earnings. Standard loan terms should handle this comfortably.
At #323 out of 529 programs, University of Montevallo's financial outcomes for Health and Physical Education/Fitness trail the majority of peers. The value case depends on other factors.
The five-year earnings trajectory from $30,250 to $45,166 shows 49% growth, reflecting steady but unremarkable salary progression.