Program Analysis
University of North Dakota's Psychology graduates start at $33,487/yr — above the $31,705 national average, though not by a wide margin.
The 12.8x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 49% task exposure — and the 10% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $20,620 debt-to-$33,487 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
A #90 ranking out of 926 Psychology programs nationally puts University of North Dakota in the top 10% — a strong but not elite position.
Earnings growth from $33,487 to $55,670 over five years (66% increase) indicates that graduates in this field see meaningful salary progression.