Program Analysis
First-year earnings of $32,553 track close to the $33,816 national median for Clinical, Counseling and Applied Psychology programs. This is a middle-of-the-road outcome on salary alone.
The 12.8x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 42% task exposure — and the 9% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $18,000 debt-to-$32,553 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
Ranked #14 out of 59 programs, University of North Texas's Clinical, Counseling and Applied Psychology program lands in the top 5% — a strong signal of graduate success.
Earnings growth from $32,553 to $56,373 over five years (73% increase) indicates that graduates in this field see meaningful salary progression.