Program Analysis
At $37,231 per year, Philosophy graduates from University of North Texas earn slightly above the $32,297 national median. The premium is real but not dramatic.
The 10.4x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 64% task exposure — and the 4% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The median debt load of $15,000 represents less than half a year of starting salary — among the lightest debt-to-income ratios we track.
Ranked #35 out of 77 programs, University of North Texas's Philosophy offering sits in the upper half but doesn't break into the top tier.
Earnings growth is modest: $37,231 to $42,179 over five years (13% gain). This field may have a lower salary ceiling than high-growth professions.