Program Analysis
University of North Texas's Social Work program produces graduates earning $36,167/yr — within striking distance of the $36,554 national average for this field.
The 13.1x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 24% task exposure — and the 6% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $19,500 debt-to-$36,167 income ratio translates to about 6 months of earnings. Standard loan terms should handle this comfortably.
Ranked #101 out of 338 programs, University of North Texas's Social Work offering sits in the upper half but doesn't break into the top tier.
Earnings growth from $36,167 to $56,182 over five years (55% increase) indicates that graduates in this field see meaningful salary progression.