Program Analysis
First-year earnings of $32,351 track close to the $31,705 national median for Psychology, General programs. This is a middle-of-the-road outcome on salary alone.
The 10.3x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 49% task exposure — and the 6% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $19,500 debt-to-$32,351 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
Ranked #348 out of 926 programs, University of Northern Colorado's Psychology, General offering sits in the upper half but doesn't break into the top tier.
The five-year earnings trajectory from $32,351 to $46,165 shows 43% growth, reflecting steady but unremarkable salary progression.