Finance and Financial Management Services at University of Northern Iowa

Cedar Falls, IA · Public · Bachelor's Degree
78 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
79
Optimistic
78
Base Case
75
Pessimistic
Earnings $52,759/yr (-5% vs median)
AI Risk Very High (55% exposed)
Job Market Very Large (622,100 openings/yr)
ROI 16.9x earnings multiple (7.7x out-of-state)
Ranked #118 of 431 Finance and Financial Management Services programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $682K $659K $589K
Earnings Multiple (In-State) 17.5x 16.9x 15.1x
Earnings Multiple (Out-of-State) 8.0x 7.7x 6.9x
Probability of Field Employment 69% 61% 44%
DegreeOutlook Score 79 78 75

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$38,912
Out-of-state: $85,088 (7.7x ROI)
4-Year Net Price (After Aid)
$58,436
-50% less than sticker · See by income
Median Debt at Graduation
$18,770
4.3 months of Year 1 earnings
Reported Earnings (5 Year)
$71,845
36% growth from Year 1

Program Analysis

At $52,759/yr, Finance and Financial Management Services graduates from University of Northern Iowa land near the $55,340 national average — neither a standout nor a red flag.

The 16.9x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 55% task exposure — and the 14% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The median debt load of $18,770 represents less than half a year of starting salary — among the lightest debt-to-income ratios we track.

Ranked #118 out of 431 programs, University of Northern Iowa's Finance and Financial Management Services offering sits in the upper half but doesn't break into the top tier.

The five-year earnings trajectory from $52,759 to $71,845 shows 36% growth, reflecting steady but unremarkable salary progression.

About University of Northern Iowa

With 94% of applicants admitted, University of Northern Iowa prioritizes broad access, enrolling 7,599 students in Cedar Falls, IA.

See all programs and financial aid at University of Northern Iowa →

Top Career Paths

Chief executives $206,420/yr
Financial managers $161,700/yr
Financial risk specialists $106,000/yr
View all 20 career paths with salary ranges and AI risk →

Compare & Explore

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Frequently Asked Questions

How does University of Northern Iowa's Finance and Financial Management Services program score?
A score of 78/100 indicates strong financial outcomes. University of Northern Iowa's Finance and Financial Management Services graduates fare well on earnings, job market size, and return on investment.
How vulnerable is Finance and Financial Management Services to AI automation?
AI won't 'replace' Finance and Financial Management Services careers outright, but it is likely to reduce the number of job openings. We model 55% task exposure, which compresses field employment probability in our scenarios.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →