Program Analysis
At $32,614/yr, Human Development & Family Studies graduates from University of Northern Iowa land near the $33,473 national average — neither a standout nor a red flag.
The 12.3x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 33% task exposure — and the 5% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $20,700 debt-to-$32,614 income ratio translates to about 8 months of earnings. Standard loan terms should handle this comfortably.
Ranked #76 out of 156 programs, University of Northern Iowa's Human Development & Family Studies offering sits in the upper half but doesn't break into the top tier.
The five-year earnings trajectory from $32,614 to $43,850 shows 34% growth, reflecting steady but unremarkable salary progression.