Program Analysis
At $57,983 per year, Human Resources Management and Services graduates from University of Phoenix-Arizona earn slightly above the $51,599 national median. The premium is real but not dramatic.
The 14.0x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 48% task exposure — and the 9% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $45,000 debt-to-$57,983 income ratio translates to about 9 months of earnings. Standard loan terms should handle this comfortably.
Ranked #36 out of 169 programs, University of Phoenix-Arizona's Human Resources Management and Services program lands in the top 5% — a strong signal of graduate success.
Earnings growth is modest: $57,983 to $58,963 over five years (2% gain). This field may have a lower salary ceiling than high-growth professions.