Program Analysis
First-year earnings of $45,781 track close to the $48,211 national median for Business/Commerce, General programs. This is a middle-of-the-road outcome on salary alone.
At 9.5x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 46% task exposure — and the 9% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $23,059 debt-to-$45,781 income ratio translates to about 6 months of earnings. Standard loan terms should handle this comfortably.
At #136 out of 242 programs, University of Pittsburgh-Johnstown's financial outcomes for Business/Commerce, General trail the majority of peers. The value case depends on other factors.
The five-year earnings trajectory from $45,781 to $60,262 shows 32% growth, reflecting steady but unremarkable salary progression.