Program Analysis
First-year earnings of $32,064 track close to the $35,677 national median for Area Studies programs. This is a middle-of-the-road outcome on salary alone.
At 8.5x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 50% task exposure — and the 1% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $19,500 debt-to-$32,064 income ratio translates to about 7 months of earnings. Standard loan terms should handle this comfortably.
At #46 out of 66 programs, University of South Carolina-Columbia's financial outcomes for Area Studies trail the majority of peers. The value case depends on other factors.