Finance and Financial Management Services at University of South Dakota

Vermillion, SD · Public · Bachelor's Degree
76 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
77
Optimistic
76
Base Case
74
Pessimistic
Earnings $49,472/yr (-11% vs median)
AI Risk Very High (55% exposed)
Job Market Very Large (622,100 openings/yr)
ROI 17.1x earnings multiple (12.5x out-of-state)
Ranked #156 of 431 Finance and Financial Management Services programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $668K $646K $580K
Earnings Multiple (In-State) 17.7x 17.1x 15.4x
Earnings Multiple (Out-of-State) 12.9x 12.5x 11.2x
Probability of Field Employment 69% 61% 44%
DegreeOutlook Score 77 76 74

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$37,728
Out-of-state: $51,768 (12.5x ROI)
4-Year Net Price (After Aid)
$76,620
-103% less than sticker · See by income
Median Debt at Graduation
$20,500
5.0 months of Year 1 earnings
Reported Earnings (5 Year)
$69,362
40% growth from Year 1

Program Analysis

At $49,472/yr, Finance and Financial Management Services graduates from University of South Dakota land near the $55,340 national average — neither a standout nor a red flag.

The 17.1x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 55% task exposure — and the 13% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The median debt load of $20,500 represents less than half a year of starting salary — among the lightest debt-to-income ratios we track.

Ranked #156 out of 431 programs, University of South Dakota's Finance and Financial Management Services offering sits in the upper half but doesn't break into the top tier.

The five-year earnings trajectory from $49,472 to $69,362 shows 40% growth, reflecting steady but unremarkable salary progression.

About University of South Dakota

With 99% of applicants admitted, University of South Dakota prioritizes broad access, enrolling 5,239 students in Vermillion, SD.

See all programs and financial aid at University of South Dakota →

Top Career Paths

Chief executives $206,420/yr
Financial managers $161,700/yr
Financial risk specialists $106,000/yr
View all 20 career paths with salary ranges and AI risk →

Compare & Explore

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Frequently Asked Questions

How does University of South Dakota's Finance and Financial Management Services program score?
A score of 76/100 indicates strong financial outcomes. University of South Dakota's Finance and Financial Management Services graduates fare well on earnings, job market size, and return on investment.
How vulnerable is Finance and Financial Management Services to AI automation?
AI won't 'replace' Finance and Financial Management Services careers outright, but it is likely to reduce the number of job openings. We model 55% task exposure, which compresses field employment probability in our scenarios.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →