Program Analysis
At $37,458/yr, Social Work graduates from University of South Florida land near the $36,554 national average — neither a standout nor a red flag.
With a 18.8x return on in-state tuition over ten years, the financial case for this program is compelling by virtually any measure.
The 4% difference between AI scenarios reflects partial automation exposure. Some Social Work career paths face displacement, but others in the field are more insulated.
The median debt load of $15,727 represents less than half a year of starting salary — among the lightest debt-to-income ratios we track.
University of South Florida ranks #79 among 338 Social Work programs, placing it in the top 5% nationally by our financial outcomes measure.
A 23% earnings increase from $37,458 to $46,115 over five years is solid — not a moonshot, but evidence of normal career advancement.