Home › University of Southern Maine › Finance and Financial Management Services

Finance and Financial Management Services at University of Southern Maine

Portland, ME · Public · Bachelor's Degree

DegreeOutlook Score (Base Case) — assumes in-state tuition

Optimistic

Base Case

Pessimistic

Earnings $47,393/yr (-14% vs median)

AI Risk Very High (55% exposed)

Job Market Very Large (622,100 openings/yr)

ROI 12.0x earnings multiple (4.8x out-of-state)

Ranked #372 of 431 Finance and Financial Management Services programs

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

	Optimistic No Disruption	Base Case Gradual AI	Pessimistic Aggressive AI
10-Year Earnings	$528K	$524K	$490K
Earnings Multiple (In-State)	12.1x	12.0x	11.2x
Earnings Multiple (Out-of-State)	4.9x	4.8x	4.5x
Probability of Field Employment	69%	61%	44%
DegreeOutlook Score	63	62	60

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)

$43,680

Out-of-state: $108,416 (4.8x ROI)

4-Year Net Price (After Aid)

$46,916

-7% less than sticker · See by income

Median Debt at Graduation

$16,000

4.1 months of Year 1 earnings

Program Analysis

First-year earnings of $47,393 track close to the $55,340 national median for Finance and Financial Management Services programs. This is a middle-of-the-road outcome on salary alone.

With a 12.0x return on in-state tuition over ten years, the financial case for this program is compelling by virtually any measure.

The 7% difference between AI scenarios reflects partial automation exposure. Some Finance and Financial Management Services career paths face displacement, but others in the field are more insulated.

At $16,000 in median debt against $47,393 in first-year earnings, graduates can expect to clear their loan balance in under six months of full earnings.

A #372 ranking among 431 Finance and Financial Management Services programs places University of Southern Maine in the lower half. Price, proximity, and personal fit become the stronger arguments.

About University of Southern Maine

University of Southern Maine has a 79% acceptance rate, making it broadly accessible, a smaller institution with 4,245 students in Portland, ME.

See all programs and financial aid at University of Southern Maine →

Top Career Paths

Chief executives $206,420/yr

Financial managers $161,700/yr

Financial risk specialists $106,000/yr

View all 20 career paths with salary ranges and AI risk →

Compare & Explore

Finance and Financial Management Services at Other Schools

Other Majors at University of Southern Maine

Explore the Trade Alternative

Not every career requires a four-year degree. Trade programs in related fields can offer competitive salaries with a fraction of the student loan burden.

Frequently Asked Questions

What does a 62/100 DegreeOutlook Score mean for Finance and Financial Management Services at University of Southern Maine?

At 62/100, the score looks reasonable — but Finance and Financial Management Services is a high-scoring field overall. Compared to peers, this program's earnings and ROI fall below the median.

Should I worry about AI if I study Finance and Financial Management Services at University of Southern Maine?

The 55% AI task exposure score is above average. Our model shows this affecting job availability more than salaries — graduates may face stiffer competition for fewer positions.

Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →