Program Analysis
University of St Thomas's Criminology graduates start at $41,780/yr — above the $36,749 national average, though not by a wide margin.
An earnings multiple of 2.8x means the program roughly breaks even in financial terms over ten years. Non-financial factors need to justify the investment.
AI risk is moderate — 50% task exposure — and the 12% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $26,848 debt-to-$41,780 income ratio translates to about 8 months of earnings. Standard loan terms should handle this comfortably.
At #61 out of 111 programs, University of St Thomas's financial outcomes for Criminology trail the majority of peers. The value case depends on other factors.
Earnings growth from $41,780 to $68,406 over five years (64% increase) indicates that graduates in this field see meaningful salary progression.