Program Analysis
First-year earnings of $21,392 place University of Toledo below the $25,391 national median for Fine and Studio Arts — worth weighing against tuition and cost of living.
At 9.4x the cost of in-state tuition, the ten-year earnings outlook represents a strong return. Not exceptional, but meaningfully positive.
AI risk is moderate — 36% task exposure — and the 5% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $22,338 debt load exceeds a year of the $21,392 starting salary, suggesting a multi-year repayment window before graduates break even financially.
At #303 out of 385 programs, University of Toledo's financial outcomes for Fine and Studio Arts trail the majority of peers. The value case depends on other factors.
Earnings growth from $21,392 to $36,842 over five years (72% increase) indicates that graduates in this field see meaningful salary progression.