Finance and Financial Management Services at Valdosta State University

Valdosta, GA · Public · Bachelor's Degree
73 /100
DegreeOutlook Score (Base Case) — assumes in-state tuition
74
Optimistic
73
Base Case
73
Pessimistic
Earnings $43,532/yr (-21% vs median)
AI Risk Very High (55% exposed)
Job Market Very Large (622,100 openings/yr)
ROI 24.9x earnings multiple (8.8x out-of-state)
Ranked #200 of 431 Finance and Financial Management Services programs Top 50%

How AI Changes the Outlook

Three scenarios based on how aggressively AI disrupts the career paths available to Finance and Financial Management Services graduates.

Optimistic
No Disruption
Base Case
Gradual AI
Pessimistic
Aggressive AI
10-Year Earnings $613K $598K $545K
Earnings Multiple (In-State) 25.5x 24.9x 22.7x
Earnings Multiple (Out-of-State) 9.0x 8.8x 8.0x
Probability of Field Employment 69% 61% 44%
DegreeOutlook Score 74 73 73

10-Year Earnings Projection

*Year 1 uses actual reported earnings. Scenarios diverge as AI impact compounds over time.

4-Year Tuition, In-State (Sticker)
$24,028
Out-of-state: $68,248 (8.8x ROI)
4-Year Net Price (After Aid)
$45,192
-88% less than sticker · See by income
Median Debt at Graduation
$23,312
6.4 months of Year 1 earnings
Reported Earnings (5 Year)
$61,766
42% growth from Year 1

Program Analysis

Starting salaries of $43,532/yr fall 21% below the $55,340 national median for Finance and Financial Management Services. The financial case depends heavily on whether tuition compensates.

The 24.9x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.

AI risk is moderate — 55% task exposure — and the 11% scenario spread suggests disruption would dent but not destroy the earnings outlook.

The $23,312 debt-to-$43,532 income ratio translates to about 6 months of earnings. Standard loan terms should handle this comfortably.

Ranked #200 out of 431 programs, Valdosta State University's Finance and Financial Management Services offering sits in the upper half but doesn't break into the top tier.

The five-year earnings trajectory from $43,532 to $61,766 shows 42% growth, reflecting steady but unremarkable salary progression.

About Valdosta State University

Valdosta State University has a 83% acceptance rate, making it broadly accessible, with a mid-sized student body of 6,858 in Valdosta, GA. 51% of students receive Pell Grants, indicating strong socioeconomic diversity.

See all programs and financial aid at Valdosta State University →

Top Career Paths

Chief executives $206,420/yr
Financial managers $161,700/yr
Financial risk specialists $106,000/yr
View all 20 career paths with salary ranges and AI risk →

Compare & Explore

Finance and Financial Management Services at Other Schools

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Is a Trade Program a Better Fit?

For students who prefer applied learning, trade programs can deliver strong earnings with significantly less debt and shorter time to employment.

Frequently Asked Questions

How does Valdosta State University's Finance and Financial Management Services program score?
A score of 73/100 indicates strong financial outcomes. Valdosta State University's Finance and Financial Management Services graduates fare well on earnings, job market size, and return on investment.
How vulnerable is Finance and Financial Management Services to AI automation?
AI won't 'replace' Finance and Financial Management Services careers outright, but it is likely to reduce the number of job openings. We model 55% task exposure, which compresses field employment probability in our scenarios.
Why are Finance and Financial Management Services earnings lower at Valdosta State University?
Lower starting pay at Valdosta State University may reflect local labor market conditions rather than program quality. Many graduates see convergence with national averages within 3-5 years.
Scores use College Scorecard earnings, BLS employment projections, and AI task-exposure research. See full methodology →