Program Analysis
Youngstown State University's Psychology graduates start at $23,223/yr, trailing the $31,705 national average by 27%. The program's value hinges on affordability.
The 11.8x earnings multiple means ten-year projected earnings exceed tuition cost by an order of magnitude. By pure financial math, this is a standout.
AI risk is moderate — 49% task exposure — and the 7% scenario spread suggests disruption would dent but not destroy the earnings outlook.
The $22,250 debt-to-$23,223 income ratio translates to about 11 months of earnings. Standard loan terms should handle this comfortably.
At #647 out of 926 programs, Youngstown State University's financial outcomes for Psychology trail the majority of peers. The value case depends on other factors.
Earnings growth from $23,223 to $44,159 over five years (90% increase) indicates that graduates in this field see meaningful salary progression.